Ota Kopa |
Ota Kopa Plus
Ota Kopa and Ota Kopa Plus are tailored financing solutions designed to support creatives and creative businesses. Apply for loans of up to KSH999,999 with Ota Kopa and KSH4,999,999 with Ota Kopa+ at a rate of 9% interest. All applications for these two loan facilities must be made through our approved providers.
Get access to the capital you need to grow.
KEY FEATURES
These tailored financing solutions are designed to support creative businesses, whether you’re investing in equipment, expanding your operations, setting up an event, or managing cash flow.
✅ Available to creatives across multiple disciplines
✅ Same eligibility criteria across all providers
✅ Transparent and competitive terms
✅ Affordable interest rate set at 9%
Ota Kopa and Ota Kopa+ Providers
At HEVA, we believe that access to finance should never be a barrier to the success of creative futures. To make Ota Kopa and Ota Kopa Plus loans as accessible as possible, we have partnered with multiple financial service providers and aggregator platforms—ensuring that you have the flexibility to choose where to apply.
Financial Service Providers
This FSP provides Ota Kopa and Ota Kopa+ loans. Link coming soon.
The Kenya Bankers DT SACCO is ranked among the top-tier SACCOs in Kenya, with a sustainable loan and savings portfolio. The SACCO has positively impacted over 53,000 members, strengthened credit access for women and youth groups, and enabled medical access for senior citizens.
This FSP provides Ota Kopa and Ota Kopa+ loans. Apply using Longitude Google Form.
Longitude is a micro-lending and capacity-building institution focused on financial inclusion and economic empowerment. It offers tailored credit and training to support small businesses, improve access to clean water and sanitation, and provide financial opportunities for refugees and returnee migrants, fostering sustainable growth in underserved Kenyan communities.
This FSP provides Ota Kopa and Ota Kopa+ loans. Apply using Tenakata Google Form
Tenakata is a Central-Bank-Licensed digital lender on a mission to reduce the credit gap faced by SMEs across Africa. With a focus on women and youth-led enterprises, Tenakata provides accessible and flexible credit solutions tailored to the unique needs of small businesses, along with hands-on training in financial literacy and inventory management.
Aggregator Platforms
Wowzi will provide FastPay, a payment feature, to its onboarded content creators. Google Playstore | iOS Appstore. See more on “For Content Creators” section below.
Wowzi is Africa’s leading creator platform, empowering FMCG companies to unlock the full potential of influencer marketing. Beyond its online presence, Wowzi’s strength lies in fostering sustainable influence by connecting creator-entrepreneurs within niche communities, driving economic growth and innovation in the digital economy.
Shop Zetu is providing loans for designers and brands on their platforms. See more on “For Fashion Designers and Brands” section below.
Shop Zetu blends technology with fashion, celebrating diverse cultures and showcasing both global and African-owned brands. With a constantly expanding portfolio, it offers fresh, relevant designs while providing a marketplace for fashion designers and brands.
Shop Zetu will offer Ota loans to their platform vendors
How to Apply
You can choose which financial partner to apply through. Each of our partners offers the same loan structure and application process—simply pick the platform that works best for you. Follow these simple steps to apply:
Step 1: Choose a loan provider from the list below.
Step 2: Click the link to access their online application form.
Step 3: Complete the form with your details and submit your application.
Step 4: The provider will contact you with the next steps.
Links to Apply for Ota Kopa and Ota Kopa+
Kenya Bankers: Link will be made available soon
Longitude Capital: Interested applicants can fill out the Longitude Google Form. Once submitted, a loan officer will be assigned for support | Tel: 0204401213
Tenakata: Interested applicants can fill out the Tenakata Google Form. Once submitted, successful applicants will be onboarded onto the app | Tel: 0722902424
For Content Creators
Wowzi: FastPay is a new feature within the Wowzi Creator app. Designed to give creators faster access to their earnings, FastPay ensures that payments are processed within just 5 days after completing a job through Wowzi Premium—eliminating long wait times and standard payment delays.
How to Access FastPay
To access the accelerated payment option, creators should first download the Wowzi app and complete the registration process to become a creator. Once registered, they can start participating in creator jobs available through Wowzi Premium. After successfully completing their first Wowzi Premium job, the FastPay option will be activated and available within the app.
Link to download the app on Google Playstore
Link to download the app on iOS Appstore
For Fashion Designers and Brands
Shop Zetu: Ota Kopa and Ota Kopa Plus loans will be available to designers and brands that are onboarded on the Shop Zetu platform and have been live for at least 6 months.
How to Access the Loans
To access the accelerated payment option
Fill out the application form provided by the Shop Zetu team.
Submit it along with your ShopZetu sales data and offline financial records for the past 6 months.
The Shop Zetu team will review the documents to evaluate eligibility and ensure the loan won't strain your business.
Not on Shop Zetu Yet?
Interested brands or individuals can apply to join ShopZetu here.
Once approved and after 6 months of active selling, the financing facility will become available to you.
LET’S KEEP IN TOUCH
If you want to receive updates on how you can access funding, project incubation, mentorship, and invaluable resources that will fuel your growth and help you achieve your creative aspirations, join our mailing list and we’ll keep you posted.